The UHOUSI Initiative is a purpose-driven initiative created to promote equitable and sustainable homeownership among minority groups through education and advocacy.

Homeownership is the pillar of wealth creation for most Americans and a key component to decreasing the racial wealth gap.

We believe homeownership education and down payment assistance are pivotal to increasing homeownership, specifically in our minority communities.

UHOUSI is proud to be sponsored by CBC Mortgage Agency provider of the Chenoa Fund, a national leading down payment assistance program


To date, the program has provided over 30,000 borrowers nationwide with down payment assistance. Connecting creditworthy borrowers with access to homeownership is our passion.


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Dr. Phillip G. Goudeaux is the National Co-Chair of the UHOUSI Initiative, and Founder of Calvary Christian Center in Sacramento, CA.  This multicultural ministry celebrated its 40th year of service in March 2020. His ministry also includes seven additional campus locations in Northern California. Dr. Goudeaux also founded the National Christian Chamber of Commerce, which provides resources to the Christian business community. He also oversees a ministry for homeless Californians called SafeHaven and a Men and Women’s Drug Program. Dr. Goudeaux received a Bachelor of Arts in Criminal Justice from California State University, a Bachelor of Arts in Theology from Pacific Coast Bible College and an honorary Doctorate of Humanities from Northwest London University. In addition to being a committed Pastor, Dr. Goudeaux is also an accomplished author, civic leader and international speaker. He was appointed by President Bush to serve as an Advisory Board member on the Committee for the Restoration of Black Families. Dr. Goudeaux has received many esteemed awards for his years of committed service including: International Convention of Faith Ministries District Director of the Year (1990 and 1991), the 1995 California State Senate Certificate of Recognition of Faithful Ministry, the 2006 President’s Call to Service Award from the President’s Council on Service and Civic Participation by President Bush, and numerous others. As National Co-Chair for the UHOUSI Initiative, Dr. Goudeaux seeks to increase responsible homeownership among the minority and millennial community. He believes homeownership is a critical contributor to wealth accumulation, especially in the African American community. 


Attorney Timothy Wright III is a National Co-Chair for the UHOUSI Initiative and the Managing Partner of Operations for Quintairos, Prieto, Wood & Boyer, P.A.  Mr. Wright served as President Clinton’s first Director of Domestic Policy and in various capacities in the administrations of Presidents Clinton, George H. W. Bush, and George W. Bush. He also served as Chief of Staff for Congressman Bobby L. Rush. In the 2020 Presidential Campaign, Mr. Wright served as a member of the Illinois Steering Committee for the Biden campaign, an elected delegate to the National Nominating Convention pledged to Biden and served on the voter protection team in Michigan for the Biden campaign.  Mr. Wright participated in the constitutional negotiations in Cape Town, South Africa, on behalf of the National Lawyers Guild, that led to the release of Nelson Mandela. Mr. Wright also served as a legal participant with the U.N. Council for Namibia and as an International Election Monitor for South Africa’s first ever free elections, assigned to monitor the elections in the Western Cape with President Obasanjo of Nigeria and New York Mayor David Dinkins. Mr. Wright holds a Master of Divinity degree from the Chicago Theological Seminary and expects to receive his Doctorate in Prophetic Ministry in 2022 from McCormick Theological Seminary, specializing in Liberation Ecclesiology, “faith-based community economic development in urban communities.” Mr. Wright attended Claremont Men’s College and UCLA Law School, becoming the first African American Chief Justice of the UCLA Moot Court Honors program. As a National Co-Chair for the UHOUSI Initiative, Mr. Wright seeks to increase responsible homeownership within minority communities and provide equitable access to homeownership for all credit worthy borrowers.

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Don F. Harris is Senior Advisor the UHOUSI Initiative and an outside advisor to its sponsor, Chenoa Fund.  Mr. Harris is a nationally recognized social entrepreneur and innovator in the fields of housing and community development.  Mr. Harris combines his unique experiences as an attorney, nonprofit founder and chief executive to develop, implement and manage innovative approaches to homeownership, affordable housing and community development.  Don is the founder and first Chairman and CEO of the Nehemiah Corporation of America, a national faith-based nonprofit organization, and has been recognized as one of the “25 Most Influential People in Real Estate” by REALTOR Magazine and one of America’s leading “Social Entrepreneurs” by Fast Company Magazine.  Mr. Harris recently founded and launched the Qualified Buyer IndexTM (www.getqbi.com), a simple web-based tool and app that helps prospective home buyers self-assess their home-buyer readiness.

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Bishop Harry R. Jackson was the first the National Co-Chair of the UHOUSI Initiative. Born in 1953, he was the Senior Pastor of Hope Christian Church in Beltsville, MD, the presiding Bishop of International Communion of Evangelical Churches, and Founder and President of High Impact Leadership Coalition. Jackson earned a Bachelor of Arts degree in English from Williams College and a MBA from Harvard Business School.  He was featured in articles for the Washington Post, New York Times, the Associated Press, and many other publications as well as authoring several books.  He has appeared on CBS Nightly News, BET, the O’Reilly Factor on FOX, CBN, CBS, MSNBC and TBN. He was one of the chief conveners of The Reconciled Church, an effort to heal the racial division first in the church and then the nation. His secular work experience included positions in several Fortune 500 companies. Jackson considered the most significant civil rights issue of our generation to be the wealth gap within the minority community. He was passionate about helping minorities achieve intergenerational wealth through the building of equity with homeownership. He believed becoming a homeowner, and passing equity to the next generation can begin the process of transformation and wealth creation in minority communities.  Jackson ws passionate about the UHOUSI Initiative’s commitment to provide down payment assistance to credit worthy borrowers. These homeowners will to begin to create intergenerational wealth for their families, changing the prosperity of minority communities. Bishop Harry R. Jackson passed away on November 9, 2020.