"Equitable access to home ownership is one of the most pressing civil rights issues of our time."
- Bishop Harry R. Jackson, National Co-Chair, UHOUSI Initiative.
WHAT IS THE UHOUSI INITIATIVE?
The UHOUSI Initiative (UHOUSI) is a comprehensive plan created to increase homeownership among African Americans, other minorities and millennials. UHOUSI is committed to promoting homeownership education and housing, which simply means helping people make good housing decisions. The UHOUSI Initiative is sponsored by Chenoa Fund, which is a leading national down payment assistance provider. To date, the Chenoa Fund has assisted over 21,500 borrowers nationwide with their down payment.
HOW CAN UHOUSI HELP ME?
The UHOUSI Initiative provides valuable resources to educate potential homebuyers about the home buying process. The home buying process can be complex and hard to navigate alone. UHOUSI provides you with a road map to help you along the way. We can help you find a qualified lender in your area, provide down payment assistance recourses, and help you find a licensed real estate agent as well.
WHAT IS OUR RECOMMENDED FIRST STEP?
It’s hard to know where you are going if you don’t know where you are. That’s why we highly recommend that your first step is to complete our simple, Qualified Buyer Index (QBI). The QBI is a risk free tool that will help you assess your mortgage readiness. This short assessment will ask you a few questions about where you want to buy, home much money you make, and your credit score range. It is very quick and easy to complete and does not create an inquiry on your credit report. Most importantly, whether you are ready to buy now, in 6 months or even 1 year, our QBI allows one or more of our lender partners to reach out to you and assist you on your homeownership journey!