WHAT IS THE UHOUSI INITIATIVE?
UHOUSI is a purpose-driven initiative created to promote equitable and sustainable homeownership among minority groups through education and advocacy. Homeownership is the pillar of wealth creation for most Americans and a key component to decreasing the racial wealth gap. Homeownership education and down payment assistance are pivotal to increasing homeownership, specifically in our minority communities. This is why UHOUSI is proud to be sponsored by the Chenoa Fund, a leading down payment assistance program provided by CBC Mortgage Agency. To date, the Chenoa Fund program has provided over 25,000 borrowers nationwide with down payment assistance. Connecting creditworthy borrowers with access to homeownership is our passion.
WHAT IS OUR RECOMMENDED FIRST STEP?
It’s hard to know where you are going if you don’t know where you are. That’s why we highly recommend that your first step is to complete our simple, Qualified Buyer Index (QBI). The QBI is a risk free tool that will help you assess your mortgage readiness. This short assessment will ask you a few questions about where you want to buy, how much money you make, and your credit score range. It is very quick and easy to complete and does not create an inquiry on your credit report. Most importantly, whether you are ready to buy now, in 6 months or even 1 year, our QBI allows one or more of our lender partners to reach out to you and assist you on your homeownership journey!